Healthcare and Insurance
The U.S. Healthcare System
The U.S. healthcare system is probably quite different from what you are used to in your home country. Your insurance provided by CIEE is through the Aetna insurance company, which includes over 672,000 medical providers throughout the U.S. Because the U.S. healthcare system can be complicated, CIEE has a designated team to assist you.
It is best to familiarize yourself with the details of your insurance coverage before you enter the U.S. If you have any questions or concerns, you should contact your CIEE representative or email firstname.lastname@example.org for clarification.
Your travel insurance policy is designed to cover your medical expenses during a temporary stay in the U.S. and therefore some limitations and exclusions apply. As a general rule, medical emergencies and most sicknesses are covered, whereas routine examinations, vaccinations, regular dental treatment, or vision services are excluded. As is usual with these types of policies, there is no coverage for pre-existing conditions. If you suffer from a chronic disease (such as asthma or diabetes), you need to ensure that your health insurance at home covers you for any costs arising from such sicknesses while in the U.S. Visit www.ciee.org/insurance for information about exclusions.
Always Carry Your Insurance ID Card
In the U.S., you must show proof of insurance when you need medical treatment. If you do not have proof of insurance, you may be asked to pay the entire bill at the time of the visit. This can be very expensive. Your Insurance ID card is your proof of insurance and is located on your confirmation of Insurance form.
Did you have medical attention while in the U.S.? Notify CIEE!
If you require medical attention while on the program, it’s your responsibility to make sure that your bills are resolved. If you have any problems or questions regarding insurance coverage or bills received after you have returned home, please contact CIEE by email at email@example.com.