The U.S. Department of State requires a minimum level of health and travel insurance coverage for all participants of J-1 programs, including Research Scholar USA, Short-Term Scholar USA, Professor USA, and Specialist USA.
There are two ways our participants can meet this requirement:
Insurance Provided by Host Organization
Many host organizations provide medical insurance coverage as part of their compensation for participants of Research Scholar USA, Short-Term Scholar USA, Professor USA, and Specialist USA. If your host organization intends to provide insurance to you as part of your program, CIEE will verify (during the application process) that the insurance policy meets U.S. Department of State’s minimum requirements.
Please note: In most cases, insurance provided by host organizations doesn’t include repatriation and medical evacuation – provisions required by the U.S. Department of State. If this is the case, you will need to be covered by the CIEE Insurance plan for Research Scholars that provides these benefits.
Insurance Provided by CIEE
If your host organization is unable to provide insurance coverage to you, don’t worry; CIEE is able to provide a travel insurance policy that meets all U.S. Department of State requirements. This policy is available for a fee.
Please note: CIEE insurance does not meet U.S. Affordable Care Act (ACA) regulations. As a result, there may be tax implications if your program lasts more than two years. Please consult a tax professional for more information.
If you have any questions about insurance, please contact us.