iNext, a division of CIEE, was created to meet the increasing insurance needs of U.S. youth studying working, teaching, and volunteering abroad. As a CIEE South Korea Scholarship Program participant, you will be provided with an iNext Travel card for the duration of your experience abroad. The insurance policy is fulfilled through a partnership with Travel Guard®, the world’s leading travel insurer. Coverage includes:
The policy assigned to South Korea Scholarship participants is meant to supplement your private insurance and provide coverage for the costs of accidents and sicknesses while abroad. In addition, this policy offers emergency evacuation coverage together with a 24-hour worldwide assistance service. The policy does not, however, include coverage for routine physical or dental examinations, pre-existing conditions, or preventative medicine. Participants are not covered for injuries resulting from acts of war or other political unrest such as riots and demonstrations.
If you are covered by a personal insurance plan, CIEE recommends that you continue this coverage while abroad. Prior to departure, you should contact your current insurance carrier concerning coverage for accidents, illnesses, and liability cases that occur outside the U.S. Check your policy’s limitations before making any assumptions about coverage. Most U.S. based insurance companies will not cover property lost or stolen overseas. CIEE strongly recommends that coverage, beyond that which is provided as part of the program, is secured and understood by the participant prior to departure.
The individual who is insured must call Travel Guard as soon as reasonably possible and be prepared to provide the coverage under which their loss can be classified (i.e. Medical Expense), the trip dates, and the amount that the insured individual paid. Also be prepared to provide the telephone number from which you are calling in order for the Travel Guard representative to return your call as soon as possible.
Contact telephone numbers include:
complete description of coverage is available and can be found here (pdf). Please read through the coverage benefits and exclusions, noting that pre-existing conditions are not covered by Travel Guard.